2. Asheville, North Carolina

Why it’s on the list: Asheville offers a picturesque mountain setting, a vibrant arts scene, and a strong sense of community.

Cost of Living: The cost of living is reasonable, particularly in comparison to other retirement-friendly states.

Taxes: North Carolina has a moderate income tax rate, but Social Security benefits are not taxed.

Climate: Asheville experiences all four seasons, with mild winters and cool summers.

Medical Availability: The city has well-regarded healthcare facilities, including Mission Hospital.

Housing: Asheville offers diverse housing options, from historic homes to mountain cottages.

Retiree Community: Asheville attracts retirees seeking a relaxed yet culturally rich lifestyle.