4. Charleston, South Carolina

Why it’s on the list: Charleston boasts historic charm, a welcoming community, and beautiful coastal surroundings.

Cost of Living: The cost of living is reasonable, with a moderate state income tax rate.

Taxes: South Carolina has a moderate income tax rate, but Social Security benefits are tax-exempt.

Climate: Charleston enjoys a mild, coastal climate with hot summers and mild winters.

Medical Availability: The city is home to several well-regarded medical facilities, including the Medical University of South Carolina.

Housing: Charleston offers a range of housing options, from historic homes to waterfront properties.

Retiree Community: Charleston has a growing retiree community, drawn to its rich history and vibrant culture.