5. Boise, Idaho

Why it’s on the list: Boise offers a relaxed pace of life, stunning natural beauty, and a thriving downtown area.

Cost of Living: The cost of living is reasonable, with no state income tax on Social Security benefits.

Taxes: Idaho has a moderate income tax rate, but Social Security benefits are tax-exempt.

Climate: Boise experiences all four seasons, with dry summers and snowy winters.

Medical Availability: The city has reputable healthcare facilities, including St. Luke’s Boise Medical Center.

Housing: Boise offers affordable housing options, including neighborhoods with low property taxes.

Retiree Community: Boise’s retiree population is growing, attracted by its affordability and outdoor recreation.