6. Naples, Florida

Why it’s on the list: Naples offers pristine beaches, world-class golfing, and a luxurious retirement lifestyle.

Cost of Living: The cost of living is higher than the national average, but Florida has no state income tax.

Taxes: Florida’s lack of state income tax is an advantage for retirees.

Climate: Naples enjoys a tropical climate with warm winters, making it a haven for retirees.

Medical Availability: The city has excellent healthcare facilities, including the NCH Healthcare System.

Housing: Naples offers upscale housing options, including gated communities and waterfront properties.

Retiree Community: Naples is known for its affluent retiree community and upscale amenities.