8. Ann Arbor, Michigan

Why it’s on the list: Ann Arbor offers intellectual stimulation, cultural amenities, and beautiful natural surroundings.

Cost of Living: The cost of living is slightly above the national average, but Michigan doesn’t tax Social Security benefits.

Taxes: Michigan has a moderate income tax rate, but Social Security benefits are tax-exempt.

Climate: Ann Arbor experiences all four seasons, with snowy winters and pleasant summers.

Medical Availability: The city has renowned healthcare facilities, including the University of Michigan Health System.

Housing: Ann Arbor offers a range of housing options, from historic homes to modern condos.

Retiree Community: Ann Arbor’s retiree community is attracted to its cultural richness and educational opportunities.