6. Valletta, Malta
Why it’s on the list: Valletta, the capital of Malta, is a historic gem with a Mediterranean lifestyle and English-speaking locals.
Cost of Living: The cost of living is moderate, with affordable housing and dining options.
Taxes: Malta offers tax incentives for retirees, including a flat tax rate on foreign pension income.
Climate: Valletta enjoys a Mediterranean climate with mild winters and warm summers.
Medical Availability: Malta has a modern healthcare system, including the Mater Dei Hospital.
Housing: Valletta offers a mix of historic homes and modern apartments with Mediterranean views.
Languages Spoken: Maltese and English are the official languages, making it easy for English-speaking retirees.
Expat Retiree Community: Malta has a growing expat retiree community, attracted by its history and lifestyle.
